Investment Opportunities

Remote patient monitoring is one of the few digital-health categories that is actually reimbursed: U.S. clinical providers bill Medicare's RPM CPT codes (99453 / 99454 / 99457 / 99458 / 99091) and keep that reimbursement. This platform is the software that lets them do it — capturing device readings and the time-stamped documentation those claims require, so providers can report and stay audit-ready. The company charges those providers a recurring per-patient-per-month (PPPM) software fee; because the provider's Medicare reimbursement exceeds the fee, adoption pays for itself, and that spread is the demand driver. Actual Medicare fee-for-service RPM payments were ~US$536M in 2024, growing above 30% annually (OIG claims data), with annual RPM claims up from ~400K in 2019 to ~4M+. The platform is ~90% built and operational, with roughly 7 months to production. A key Phase-1 milestone is already achieved: the data path is validated — a branded wearable transmits vital signs into the platform over a unified BLE device framework, alongside working integrations with FDA/FCC-certified third-party devices. The stack is proprietary (iOS / Android / web apps on AWS), HIPAA / HL7 / FHIR-aligned by design. A sales channel is pre-built across eight countries in the Americas. Phase-1 capital (~US$787K) completes the software to production, funds runway to SaaS break-even, and covers the initial device capital to launch. A branded hardware line and group-MVNO connectivity are later, separately-financed layers.

Mundo BPO acquires Class 8 commercial trucks and deploys them with LDS (Logistics & Distribution Services), a South Florida logistics operator, under a fixed contractual payment of $1,000 per truck per week — payable independently of LDS's own operating results. The weekly payment is a fixed contractual obligation of the operator, not a share of freight revenue, so cash flow does not depend on LDS's margins in any given quarter. Investors hold passive membership interests (Fleet LLC for individuals, a dedicated SPV for institutional capital), receive monthly distributions through a defined five-year term, earn a 15% cumulative preferred return plus 50% carry above that threshold, and benefit from a potential first-year depreciation shield on the equipment. No management fee on the institutional track. Units are sold at residual value at cycle close — Class 8 trucks carry a tangible floor given their established secondary market. Program capacity: $6,250,000 across up to 50 trucks.

In Colombia and across Latin America, millions rely daily on Corresponsalías Bancarias — Agent Banking outlets — to pay bills, deposit cash, and access funds. But because banks have no real-time visibility into the cash sitting at these outlets, store operators routinely delay remitting funds — and in practice, often end up using that cash to float or leverage their own retail operations before it's finally turned over. The result is a structural lag between when a consumer hands over cash and when the bank actually receives it, on top of the human error, limited hours, and security risk inherent to a retail-storefront model. MundoPay replaces it with fully automated, 24/7 payment kiosks that accept notes and coins directly and give banks real-time, end-to-end visibility into cash volumes — closing that float window and optimizing Cash-in-Transit logistics so armored-car collections happen only when volume warrants it. The business captures recurring revenue on every bill payment and deposit through a scalable transaction-fee model.